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Top Apps to make money in Nigeria

As long as you are this century you will know that there are certain apps that gives you money for referral or sign ups except to you have never had an internet connection. 


This article contains the top apps that I myself have used and confirmed that they are legit. I like my referral link to each app that I mentioned in this article so that you can sign up and receive your bonus. 



Please note that if you do not use my referral link or referral code you will not get anything


1)PiggyVest:



This is one of the most popular fintech app in Nigeria it over 500,000 downloads and an average rating of more than 4.5 stars on Play store and app store . Most of you must have heard of it or use it but don't know how to redeem your referral bonus and at the end of the day you start blaming the app but that's not the case because I have used it and I have gotten my Blue nose full stop for you information pick advice gives you a whooping 1000 naira for each referral you make. when I say it referral I mean each rally referral which means they do not pay for referrals that are not valid. So what makes a referral valid? When you refer someone to pick the best they have to complete something called kyc this is to ensure that one person does not redeem the referral bonus two times or more. This similar to almost everything tech apps they usually need your kyc documents to ensure you are not using their services for fraud full stop so when you refer someone to pick it that it they have to submit their bank verification number or their national identity card for verification in parentheses I don't think deviancy works for verification seems to Central Bank of Nigeria stopped fintech companies from using bvn for verification. But all the same the process is the same as simple. So first things first you have to sign up with my referral link below.
(read the full article to understand how it works before you sign up but don't forget to use my link because if you don't use my link you will not get anything)


Once you're done signing up click on the icon on  the button at the lower left part of your screen (but it might appear in a different place If you are using a computer )

Next thing is to click on update KYC and submit your KYC details for verification . Verification usually takes less than 48hrs .

  Once you are verified  with that you will have to redeem your referral bonus of 1000 naira in just a few steps . To redeem your sign up bonus first clock on the savings icon at the bottom of your screen.

Then click on flex naira (also known as flex wallet ), you will be given a virtual bank account , the bank account is for your account and it works just like a regular bank account. 
Copy the bank account and make deposit of 2100 naira or more (minimum is 2100) . 

Once your deposit is complete you now have 2,100 naira in your account. Pic that says you have to use two or more savings options so you are not going to keep everything in your Flex wallet. 

So click on safe lock and transfer 1,000 from your Flex wallet to your safe lock. Lock the 1000 for 10 days minimum but you can look for a longer period of time if you want to. After 10 days you will receive an email that you have received an extra 1,000 for signing up to PGA West. You now have 3100 to enjoy ,you're welcome.


Incase you don't know how to lock funds in your safelock , here is how. First of all safelock is a feature in Piggy est that lets you lock money for a certain period of time in your account. It one of the coolest features as it can help you lock funds that you don't want to use to avoid the temptation of using them .


>>Click on savings 
>> Click on safe lock 
>>Click on creat safe lock 

>> Select how long you want to lock your funds
>>Done ☑️☑️



2)Kuda Bank 🏦

Kuda Bank is the largest digital bank in Nigeria. It is on of the best and reliable  digital banks in Nigeria with 95% customer satisfaction . 

Kuda Bank was found in 2018 begining with the beta(experimental) version . It gained more than 100k users in 2 years and in 2021 it hit a user base of more than 1m users .

 There ate many benefits you get when you use Kuda Bank which I'm going to tell you .


>>First you get 200 naira free when someone signs up with your referal link and deposits some money . Though the referal reward is low but it's still worth something .

>>But the most interesting part of it is that you get a free Master shiped to your door step and more than 20 free transactions monthly, is that not cool? Have you seen such bank before ?

>> There are also no hidden charges when you use Kuda Bank, unlike other banks, Kuda Bank won't remove money from your account without your consent.

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